The Ford Financing Option
Visitors to Hart Ford Inc., located near Roscommon, intend to finance or lease a Ford. Both have benefits, although some may prefer one over the other. Whether choosing to lease or buy, many steps are the same. Our dealership wants would-be shoppers to know our team will work with them to find the right model for their budget and needs.
We Make it Easy!
Should You Lease Your New Hart Ford Inc. Vehicle?
Reduce Costs with Down Payments and Trade-Ins
Both a lease and an auto loan commonly require a down payment. With a loan, the down payment covers a percentage of the overall purchase price, while a lease down payment addresses future depreciation. Generally, the larger the down payment, the lower the monthly premiums. Trade-ins would lower the balance further, and to prepare for the on-site valuation, you'll first want to get an online trade-in estimate.
A trade-in could make purchasing a Ford Mustang, Ford Fiesta, Ford Focus, Ford F-150, or other Ford models more affordable. Better deals could make a Ford shopper more enthusiastic about buying or leasing a new model.
Benefits of Financing
Financing, Leasing, and Creditworthiness
Any loan application involves determining the applicant's creditworthiness and ability to make the monthly premiums. Therefore, requests for standard information appear on applications. Personal identifying information allows a financing department to review someone's credit history and other factors, such as income, employment, expenses, and other items.
Someone with excellent credit could receive a competitive APR offer, making the financing more affordable. However, those with weak or no credit might pay more.
Flexible Credit Options
The Financing Application
West Branch-area car buyers will want to complete the online financing application, which would be more convenient than completing a hardcopy form. Applicants may submit the information any time of the day or week, and someone will review the information during business hours.
Call or visit our office with questions about your current vehicle's trade-in value, custom ordering, financing, leasing, or completing a financing application for your next Ford.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Hart Ford Inc.
117 Lake Street
Roscommon, MI 48653
- Sales: (989) 275-8922
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